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David Fapohunda is a senior financial services executive with more than 26 years of leadership across technology, operations, risk, and enterprise transformation at global institutions including Barclays, PwC, and Citi. A banking Managing Director, he works as a board member, advisor, and speaker on AI, operations, and risk.
David is a banking Managing Director. At Barclays he led operations strategy, transformation, and AI enablement across Corporate and Consumer Banking and Payments. He advises boards and executive teams, takes on board and advisory positions, and speaks on AI governance, fraud, payments, and operational transformation.
David’s expertise covers banking technology and digital transformation, cybersecurity and operational resilience, AI and data governance, regulatory and examiner engagement, financial crime and BSA/AML, third-party and vendor risk, payments, and cloud and platform modernisation.
David works with boards, C-suite leaders, and financial institutions facing complex operational, technology, and regulatory challenges. He helps them modernise banking technology, strengthen cybersecurity and operational resilience, adopt AI responsibly, and manage risk and compliance while driving sustainable growth.
David brings more than 26 years of financial services leadership at global institutions including Barclays, PwC, and Citi. At Barclays he built the bank’s Generative AI Center of Excellence and consolidated 24 legacy servicing systems into four cloud-native platforms; as interim Head of U.S. Consumer Banking Operations he led a 6,000-person organisation with a $1.25B budget and lifted platform resiliency to 99.99% uptime. At Citi he led an enterprise fraud transformation that reduced digital and card fraud losses by $30M.
David provides board-level and advisory guidance across technology and digital transformation, cybersecurity and operational resilience, AI and data governance, regulatory and compliance oversight, financial crime and risk management, and third-party risk and banking partnerships. He also serves as a Trustee of The Putney School.
David is a frequent speaker on AI, fraud, payments, and operational transformation, including at industry events such as Money20/20, BAI, and the American Bankers Association. He is available for keynotes and speaking engagements, which can be requested through the contact form on this site.
David pairs deep technology and operations experience with hands-on risk and regulatory expertise — the areas boards of digital, regulated banks most need to strengthen. He embeds risk, governance, and cross-functional collaboration into transformation from the outset, operationalises AI with observability, monitoring, and control by design, and aligns people, process, and data to deliver measurable, sustainable outcomes.
You can reach David through the contact form on this page and choose the option that fits your inquiry — general contact, learning more, booking for an event, press and media, or partnership. He is open to speaking engagements, board and advisory roles, partnerships, and media requests, and every message is reviewed personally, typically with a response within a few business days.